Welcome, Guest. Please login or register.
December 21, 2024, 08:04:51 pm

Login with username, password and session length


Members
  • Total Members: 6315
  • Latest: DRG
Stats
  • Total Posts: 55137
  • Total Topics: 4855
  • Online Today: 262
  • Online Ever: 3061
  • (September 25, 2024, 11:40:40 pm)
Users Online
Users: 0
Guests: 254
Total: 254

Welcome

Welcome to the Hep Forums, a round-the-clock discussion area for people who have Fatty Liver Disease, Hepatitis B, C or a co-infection, their friends and family and others with questions about hepatitis and liver health. Check in frequently to read what others have to say, post your comments, and hopefully learn more about how you can reach your own health goals.

Privacy Warning: Please realize that these forums are open to all, and are fully searchable via Google and other search engines. If this concerns you, then do not use a username or avatar that are self-identifying in any way. We do not allow the deletion of anything you post in these forums, so think before you post.
  • The information shared in these forums, by moderators and members, is designed to complement, not replace, the relationship between an individual and his/her own physician.
  • All members of these forums are, by default, not considered to be licensed medical providers. If otherwise, users must clearly define themselves as such.
  • Product advertisement (including links); banners; and clinical trial, study or survey participation—is strictly prohibited by forums members unless permission has been secured from the Hep Forum Moderators.
Finished Reading This? You can collapse this or any other box on this page by clicking the symbol in each box.

Author Topic: Which insurance should I get?  (Read 8448 times)

0 Members and 1 Guest are viewing this topic.

Offline Johnw8866

  • Newbie
  • Posts: 1
Which insurance should I get?
« on: February 03, 2015, 08:47:59 pm »
I was just diagnosed with HCV this week. I am in the process of applying for healthcare through the healthcare marketplace. I dont know what type of testing I should expect for the next year, so am unsure of which insurance to go for. Any info would be great but the questions I know I have are:

Will I be having to get any/many imaging done, such as a ultrasound? I had one done when I was at the ER this week.

Will I be visiting a specialist more so than my primary doctor for this?

My main choices are Anthem or Kaiser Permanente, any suggestions in which I would have a better chance in getting approved for the newer drugs for HCV?

 

In a nutshell the issue I am running into with choosing a policy is im not sure what to expect. I have a policy that max out of pocket (not including my premeium) will be $600 for the year but I pay 15%-20% for most things. On the other hand if I am not going to have to do any surgery or imaging (ultrasound) then I would spend less going with a policy where I pay set prices (averagely $30) for most things.

 

Any info would be great, Thanks everyone!

Offline lporterrn

  • Member
  • Posts: 1,969
  • LucindaPorterRN
    • LucindaPorterRN
Re: Which insurance should I get?
« Reply #1 on: February 03, 2015, 08:54:53 pm »
It will all come down to your current health and genotype. I can only speak from what I hear, and people in each state are having different experiences. Kaiser in Calif is the worst. I do know that http://www.mysupportpath.com/ knows something about the various insurance plans. Presumably https://www.viekira.com/benefits-verification does too. You might try http://help4hep.org/ 877‑Help‑4‑Hep (877‑435‑7443)

Good luck!
Lucinda Porter, RN
1988 Contracted HCV
1997 Interferon nonresponder
2003 PEG + ribavirin responder-relapser
2013 Cured (Harvoni + ribavirin clinical trial)
https://www.hepmag.com/blogger/lucindakporter

 


© 2024 Smart + Strong. All Rights Reserved.   terms of use and your privacy
Smart + Strong® is a registered trademark of CDM Publishing, LLC.